Downside Protection

Everyone who enjoys good health hopes it will last for a lifetime. But it doesn’t always turn out that way. Sometimes life throws a curve. Injuries can happen. A critical illness could dramatically change your life, your future and your family’s lifestyle as well as your financial security. A chronic disease or disability could keep you from working. Someone in your family could become injured and require personal care services. Insurance can’t prevent those things from happening. But it can help you and your family cope. As an independent contractor you may no longer have access to employee group benefits which would provide you and your family with the extended healthcare, medical and dental coverage you require. You may also no longer have any coverage in the event of a disability caused by an accident or illness. Not all insurance policies are the same. This seminar will guide you through the various types of Insurance options and protection available to you as an independent contractor.

March 2010
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Did you know?

Proper Records

be sure to obtain a receipt for all your business expenses and be sure to document each expense in your records or on the receipt, noting such things as date, client or business purpose and the GST/HST and PST that is included. A couple of years may pass before you have to explain the expense to an auditor and it to your benefit to have the details noted.

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